Insurance covers event organizers and volunteers for liability claims made by another person related to injury and/or damage sustained as a result of an event. Property owned by event volunteers or personal injury to a volunteer is not typically covered by insurance. Volunteers are encouraged to ensure that they have adequate personal property insurance as well as insurance for disabilities, either through employment or other means, prior to volunteering for an event. Event organizations that report to a Board of Directors are encouraged to ensure that their insurance policy covers all Board members and event-decision makers.
Release of Indemnity and insurance is required for all events as follows:
(a) A signed Release and Indemnity is required to be submitted with your Special Event Application stating that the Event Organizer releases, waives and forever discharges the Municipality from all claims, demands, costs, expenses, in respect of death, injury, loss or damage; and that the Event Organizer shall at all times indemnify and save harmless the Municipality from and against any and all manner of claims, demands, losses, costs, charges, actions and other proceedings whatsoever made or brought against, suffered by, or imposed on the Municipality as a result of the Event Organizer’s event.
(b) The Event Organizer must take out and maintain and provide proof of commercial general liability insurance of no less than $2,000,000 including but not limited to bodily injury including death, property damage, advertising injury, volunteers to be added as insureds, and a provision for cross liability and severability of interest. Such insurance shall name “The Town of Shelburne, 203 Main Street East, Shelburne Ontario, L9V 3K7" as an Additional Insured. The Municipality reserves the right to request additional insurance if, in the sole opinion of the Municipality, the event poses a higher level of risk.
To satisfy this requirement, the Event Organizer must provide the Municipality with a Certificate of Insurance providing evidence of the required insurance policy underwritten by an insurer licensed to conduct business in the Province of Ontario.
All certificates of insurance are required to be originals and also required to indicate:
- Description of coverage detailing Commercial General Liability.
- Details of the insurance company writing the policy: name, address and telephone number
- Insurance Policy Number
- Policy effective date and expiry date
- Policy limits (if any)
- “The Corporation of the Town of Shelburne, 203 Main Street East, Shelburne Ontario, L9V 3K7" as an additional insured
- The location and activity of the Named Insured for which this certificate is issued
- The name, address and telephone number of the Named Insured
Third party sponsors, suppliers and vendors
All third-party sponsors, suppliers and vendors invited by the event organizer to participate in the event must provide a signed release and indemnity agreement to the organizer and a certificate of Commercial General Liability (CGL) insurance in the value of $2 million. This includes, but is not limited to, clowns, food operators, photographers, vendors, etc.
Release of Indemnity and insurance is required for all third-party sponsors, suppliers and vendors as follows:
(a) A signed Release and Indemnity agreement is required to be submitted for all the third-party sponsors, suppliers and vendor. This release, waives and forever discharges the Municipality from all claims, demands, costs, expenses, in respect of death, injury, loss or damage.
(b) The third-party sponsors, suppliers and vendor must take out and maintain and provide proof of commercial general liability insurance of no less than $2,000,000. Such insurance shall name “The Town of Shelburne, 203 Main Street East, Shelburne Ontario, L9V 3K7" as an Additional insured.